Banka Amerikane e Investimeve - ABI Bank
28.06.2013, 13:25
Ref Job number: #001 Admin#
Job Title: Head of Retail Credit Administration Department
Location: Tirana
Division: Credit Administration Sector
Closing Date: 11 July 2013
Credit Agricole Albania Bank S.A., Crédit Agricole Group, a market leader in universal customer-focused banking in France and one of the largest banks in Europe seeks to serve the real economy by supporting its clients’ projects in all areas of retail banking and associated specialized business lines.
Emphasizing its values and its commitment, we are the bank of common sense. It puts the satisfaction and the interests of its 54 million customers, 160,000 employees, 1.2 million shareholders and 6.5 million mutual shareholders, at the heart of its activities.
We are seeking to recruit: Head of Retail Credit Administration Department
Direct Reports to: Head Credit Administration Sector
Job Purpose:The administration of Retail loan portfolio throughout the network.
Main Responsibilities:
Provide assistance to the Head of Credit Administration Sector with regard to the fulfillment of conditions for loans under disbursement procedure.
Ensure the compliance of conditions set in Credit approval with Loan agreements.
Validation of the Retail loan disbursement in absence of the Head of Credit Administration Sector.
He / She directly support the accountability of the Head of Credit Administration Sector by completing special projects for Credit.
Direct monitoring of the retail loan portfolio performance in terms of loan repayments, overdue payments, and interest rate changes, collection of fees, life & property insurances.
Provide assistance to BL, Recovery, Finance and Legal staff in the management of the collection and recovery process Retail bank-wide by providing unified loan obligations reports.
Compile certification / copies of loan clients’ credit history BL, Recovery & Legal upon request;
Periodical notification to Retail Unit on post disbursement conditions; OVD expiration monitoring.
Supervisory responsibility within the department including the maintenance of all credit files in an acceptable manner.
Verify and authorize daily operational transactions performed by credit administration department staff.
Maintains the confidentiality of data loan files.
Any ad hoc duties that may be required from time to time by the supervisor.
The ideal Candidate should have:
Very good knowledge / understanding and compliance with lending policies and procedures.
Very good knowledge of the CBS
Good knowledge of English (written/oral)
Good verbal and written communication skills
Ability to plan and organize self and team as well as persistent in following the daily tasks.
Ability to accurately check
Efficient team worker.
Good knowledge of banking system.
Criteria to be fulfilled:
University Degree in Economic Sciences
Credit activity
2 years of experience with CBS
How to apply:
Strong motivated candidates looking for a dynamic job and professional team are welcomed to apply by following these steps:
1- Properly fill our standard application form available to be downloaded. We kindly advise to carefully fill all required info and obligatory fields. For downloading the application form, please here (http://www.credit-agricole.al/wp-content/uploads/2013/06/Job-Application22.doc).
2- Submit the completed application form by sending it only through this e-mail address jobapplication@credit-agricole.al
3- In the e-mail subject please specify clearly the position reference number.
Please note that only shortlisted candidates will be further contacted from our HR specialists.
Publication date: 28/06/2013
Job Title: Head of Retail Credit Administration Department
Location: Tirana
Division: Credit Administration Sector
Closing Date: 11 July 2013
Credit Agricole Albania Bank S.A., Crédit Agricole Group, a market leader in universal customer-focused banking in France and one of the largest banks in Europe seeks to serve the real economy by supporting its clients’ projects in all areas of retail banking and associated specialized business lines.
Emphasizing its values and its commitment, we are the bank of common sense. It puts the satisfaction and the interests of its 54 million customers, 160,000 employees, 1.2 million shareholders and 6.5 million mutual shareholders, at the heart of its activities.
We are seeking to recruit: Head of Retail Credit Administration Department
Direct Reports to: Head Credit Administration Sector
Job Purpose:The administration of Retail loan portfolio throughout the network.
Main Responsibilities:
Provide assistance to the Head of Credit Administration Sector with regard to the fulfillment of conditions for loans under disbursement procedure.
Ensure the compliance of conditions set in Credit approval with Loan agreements.
Validation of the Retail loan disbursement in absence of the Head of Credit Administration Sector.
He / She directly support the accountability of the Head of Credit Administration Sector by completing special projects for Credit.
Direct monitoring of the retail loan portfolio performance in terms of loan repayments, overdue payments, and interest rate changes, collection of fees, life & property insurances.
Provide assistance to BL, Recovery, Finance and Legal staff in the management of the collection and recovery process Retail bank-wide by providing unified loan obligations reports.
Compile certification / copies of loan clients’ credit history BL, Recovery & Legal upon request;
Periodical notification to Retail Unit on post disbursement conditions; OVD expiration monitoring.
Supervisory responsibility within the department including the maintenance of all credit files in an acceptable manner.
Verify and authorize daily operational transactions performed by credit administration department staff.
Maintains the confidentiality of data loan files.
Any ad hoc duties that may be required from time to time by the supervisor.
The ideal Candidate should have:
Very good knowledge / understanding and compliance with lending policies and procedures.
Very good knowledge of the CBS
Good knowledge of English (written/oral)
Good verbal and written communication skills
Ability to plan and organize self and team as well as persistent in following the daily tasks.
Ability to accurately check
Efficient team worker.
Good knowledge of banking system.
Criteria to be fulfilled:
University Degree in Economic Sciences
Credit activity
2 years of experience with CBS
How to apply:
Strong motivated candidates looking for a dynamic job and professional team are welcomed to apply by following these steps:
1- Properly fill our standard application form available to be downloaded. We kindly advise to carefully fill all required info and obligatory fields. For downloading the application form, please here (http://www.credit-agricole.al/wp-content/uploads/2013/06/Job-Application22.doc).
2- Submit the completed application form by sending it only through this e-mail address jobapplication@credit-agricole.al
3- In the e-mail subject please specify clearly the position reference number.
Please note that only shortlisted candidates will be further contacted from our HR specialists.
Publication date: 28/06/2013